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American Express Blue Cash Everyday Credit Card

flavia rozinholli
July 31, 2024

The American Express Blue Cash Everyday credit card is an excellent choice for those looking to maximize benefits on their daily purchases. From supermarkets to gas stations and online stores, this card offers significant cashback, all without an annual fee.

With it, you can shop with more peace of mind and convenience while enjoying incredible benefits. New customers can even receive welcome bonuses and enjoy the initial 0% APR for purchases and transfers.

Interested in learning more about how this card can simplify your financial life? Keep reading to discover all the benefits it has to offer and check out how to apply for yours today.

About the Issuer

American Express, known worldwide for its financial services, is the company responsible for issuing the Blue Cash Everyday card. Founded in 1850, American Express has a long history of innovation and excellence in the payment sector.

With a solid reputation and a wide range of financial products, American Express continues to lead the market, offering payment solutions that meet the needs of modern consumers.

Their commitment to technology and innovation is evident in the constant improvements and new features introduced in their products. With exemplary customer service and exclusive benefits, American Express stands out as one of the leading financial institutions in the world.

Benefits

Cashback at Supermarkets: Earn 3% cashback on purchases made at supermarkets in the US, up to $6,000 per year. After reaching this limit, you continue to earn 1% cashback.

Cashback at Gas Stations: Get 3% cashback at gas stations in the US, also with a limit of $6,000 per year, and 1% after that limit.

Cashback on Online Purchases: For online purchases at US retailers, the Blue Cash Everyday offers 3% cashback, up to $6,000 per year, and 1% beyond that amount.

Statement Credits for Subscriptions: Receive $7 back each month in statement credits when you spend $9.99 or more on an eligible Disney Bundle subscription with your Blue Cash Everyday.

Statement Credits for Home Chef: Get up to $15 back per month in statement credits for eligible Home Chef purchases made online. Enrollment required. This benefit is for those who use meal delivery services, promoting savings on home-cooked meals.

No Annual Fee: The card has no annual fee, allowing you to enjoy all the benefits without additional costs. It is ideal for those seeking an economical credit card with no annual charges.

Welcome Offer: Earn a $200 credit after spending $2,000 on purchases in the first six months. It’s an attractive initial incentive for new cardholders, providing significant returns from the start.

Car Rental Coverage: If you use this card to book a rental car and decline the collision insurance, American Express covers theft or damage.

ShopRunner Membership: Card members receive a free ShopRunner membership, which offers free two-day shipping on eligible purchases at participating retailers.

Instant Card Number: For some applicants, an instant card number may be available, allowing you to start shopping immediately after approval.

American Express Blue Cash Everyday Credit Card- Fees and commissions

The Blue Cash Everyday credit card has no annual fee, making it an economical choice for those looking to maximize their purchase returns. The variable APR ranges from 19.24% to 29.99%, depending on your credit assessment.

It’s important to note that fees may change by American Express, so to check the current fees, visit the official institution’s website before applying for the card.

Card limit

The credit limit for the Blue Cash Everyday varies according to the applicant’s credit profile. Based on your score and credit history, American Express will determine the available amount.

Additionally, cardholders can request a limit review after a period of responsible use. It is important to maintain a good payment history to increase the chances of obtaining a higher limit.

American Express also offers online tools for customers to monitor and manage their credit limits efficiently.

Positive points

No Annual Fee
Enjoy all the benefits with no additional costs.
High Cashback Rate
Earn up to 3% cashback in selected categories.
Intro APR
0% introductory APR for purchases and balance transfers for 15 months.

Negative points

Foreign Transaction Fee
2.7% on each foreign currency transaction.
Cashback Limit
The cashback bonus is limited to $6,000 per category per year.
Requires Good Credit
Only for those with good or excellent credit.

How to apply for American Express Blue Cash Everyday

Go to the American Express website;
Click on “Apply Now“;
Fill in your personal and financial information;
Submit the application and wait for approval;
If approved, receive your card by mail;
Activate your card online or by phone;
Start using and enjoying the benefits.

You will be redirected to the card website

How to contact American Express

To receive assistance and resolve your questions about the card, contact American Express:

1-800-528-4800
1-888-297-1244

The American Express Blue Cash Everyday credit card is a powerful financial tool that offers significant benefits with no annual fee. Apply now and become eligible for the welcome bonus!