The American Express Blue Cash Preferred credit card is known for its cashback program valid in daily spending categories. Comprehensive and full of advantages, it has been winning more and more customers in the market.
In addition to offering an introductory 0% APR on purchases and balance transfers during the first 12 months, this card provides a range of benefits that can help you save significantly over the year.
If you want to make a smart choice that involves a card offering cashback on all your purchases, keep reading to learn all the details about this option offered by American Express.
About the Issuer
The American Express Blue Cash Preferred card is issued by American Express, one of the most respected and trusted financial institutions in the world.
American Express, also known as Amex, is famous for its excellent customer service and for offering financial products that meet the specific needs of its users.
Founded in 1850, American Express has a long history of innovation and leadership in the financial sector. The company is known for its premium credit cards and travel services, providing security and convenience to millions of customers worldwide.
American Express continues to innovate and adapt its products to modern consumers’ needs, ensuring that its cards offer competitive benefits and exceptional support.
Benefits
6% Cashback at U.S. Supermarkets: The American Express Blue Cash Preferred offers 6% cashback on purchases made at U.S. supermarkets, up to a limit of $6,000 per year. After reaching this limit, you continue to earn 1% cashback on all grocery purchases.
6% Cashback on Streaming Subscriptions: In addition to grocery purchases, the card offers 6% cashback on subscriptions to selected streaming services in the U.S. This includes popular platforms like Netflix, Hulu, and Spotify, making it an excellent choice for those who love digital entertainment.
3% Cashback on Gas Stations and Transit: The card also offers 3% cashback on purchases made at U.S. gas stations and on transit expenses, including tolls, parking, taxis, and ride-sharing services. This benefit is ideal for those who rely on vehicles for daily commuting.
1% Cashback on Other Purchases: All other purchases made with the card earn 1% cashback. This ensures that you get rewards on all your transactions, regardless of the category.
0% Introductory APR: One of the most attractive benefits is the 0% introductory APR on purchases and balance transfers for the first 12 months.
Additional Benefits: The card also offers annual credits of up to $120 for the Equinox+ subscription and $7 per month for the Disney Bundle, which includes Disney+, Hulu, and ESPN+. These additional benefits further increase the card’s value for users.
American Express Blue Cash Preferred Credit Card – Fees and commissions
The card has an annual fee of $0 for the first year, followed by a fee of $95 in subsequent years. Additionally, the APR rates vary from 19.24% to 29.99% after the 12-month introductory period.
It’s important to note that fees and commissions can change at any time without prior notice, so always check the current terms on the American Express website.
Card limit
The credit limit of the American Express Blue Cash Preferred credit card is determined based on several factors, including your credit score, income, and financial history. Generally, credit limits for this card tend to be competitive and suitable for most users.
If you have a good to excellent credit score, you are likely to receive a higher credit limit, providing greater financial flexibility for your daily purchases.
Positive points
- Generous RewardsOffers up to 6% cashback on popular spending categories.
- Introductory APR0% APR on purchases and balance transfers for the first 12 months.
- Family BenefitsIdeal for those who spend a lot on groceries and gas.
Negative points
- Annual Fee$95 after the first year.
- Spending Caps$6,000 annual limit on grocery purchases for 6% cashback.
- Requires Good Credit ScoreGood to excellent credit score needed for approval.
How to apply for American Express Blue Cash Preferred
With the American Express Blue Cash Preferred credit card, all your purchases are converted into rewards. To start enjoying everything it offers, simply apply as follows:
- Access the American Express website;
- Find the Blue Cash Preferred card page;
- Click on “Apply Now”;
- Fill out the form with your information and check if you’re pre-approved;
- Review and accept the terms and conditions;
- Submit your application;
- Wait for approval and card delivery.
How to contact American Express
To contact American Express and get support:
- 1 800 528 4800
- 1 888 297 1244
The American Express Blue Cash Preferred is an excellent option for those looking to maximize their rewards on daily purchases and streaming services. Apply for yours today and start enjoying all the advantages!
