American Express Gold Credit Card

The American Express Gold Card is a standout in the global financial market, as it was developed to offer an extraordinary experience to its customers. Internationally accepted and with incredible benefits, it will surely surprise you.

When you use the card, you are not just making a purchase; you are accumulating points that can be exchanged for a variety of rewards, from statement credits to other reward options that suit you.

Keep reading to find out how this credit card can revolutionize your finances and transform your daily purchases into exceptional experiences, completely changing your view of this type of payment method.

About the Issuer

American Express, known worldwide as Amex, is a prestigious financial institution famous for offering high-quality financial services to people who want something beyond the ordinary.

Founded in 1850, American Express has established itself as a global leader, standing out for its innovative rewards programs and exclusive benefits for its customers. With a strong presence in over 160 countries, Amex continues to redefine what it means to offer premium service.

American Express cards are designed to provide not only convenience but also a level of customer service that is unmatched, ensuring that each shopping experience is exceptional.

Benefits

Reward Points: The card offers extra points for one year at restaurants, including delivery and takeout services, and at U.S. supermarkets. This makes every meal or grocery purchase an opportunity to earn valuable points.

Annual Credits: Receive up to $120 in annual credits at select restaurants, such as Grubhub, The Cheesecake Factory, and Shake Shack, distributed in $10 monthly credits. Additionally, earn up to $120 in Uber Cash annually, ideal for rides and deliveries through Uber Eats.

Travel Benefits: Enjoy benefits such as a $100 credit at The Hotel Collection for stays of two consecutive nights or more, and coverage for travel and baggage delays, with no foreign transaction fees.

Bonus Points: New customers earn 90,000 Membership Rewards points after using the card and spending $6,000 on purchases in the first six months after opening the account.

Preferred Access: The card offers Preferred Access, allowing its customers to enjoy premium seats at sporting and cultural events, depending on availability.

Amex Offers: All customers of this credit card can take advantage of exclusive offers provided by Amex and its partners. Additionally, it is possible to earn extra rewards on eligible purchases.

American Express Gold – Fees and commissions

The American Express Gold has an annual fee of $325. However, the benefits offered can offset this amount for many users. In addition to the annual fee, it is important to consider other possible fees:

• Interest Rate: The variable interest rate for purchases can vary according to the user’s credit profile, ranging from 21.24% to 29.24%;
• Late Payment Fee: There is a fee of up to $40 for late payments;
• APR for Cash Advances: A charge of 29.99% for cash advances.

Before applying for your card, American Express will clearly and transparently display all the fees and commissions related to the product. This way, you can check all the details and apply with confidence.

Card limit

The American Express Gold adopts a flexible credit limit system, which adjusts based on the user’s spending habits and payment capacity. This is very positive, ensuring that the card meets clients with different financial profiles.

This offers greater financial flexibility, allowing users to make significant purchases without a pre-established limit, as long as they can pay the bill in full at the end of the month.

To have greater flexibility in your credit limit, it is essential to maintain a good relationship with American Express and pay attention to the fees to avoid any surprises after signing up.

How to apply for American Express Gold

If you are interested in applying for the American Express Gold card, follow these steps:

1. Through your preferred browser, go to the official American Express website;
2. Access the American Express Gold card page;
3. Check its benefits and click on “Apply now”;
4. Fill out the complete application form;
5. Submit it for review and find out if you are pre-approved without impacting your credit score;
6. If the answer is positive, just proceed with the application.

How to contact American Express

For more information or support, you can contact American Express through the customer service numbers below:

• 1-800-528-4800
• 1-888-297-1244

The American Express Gold is an excellent option for those looking to maximize their rewards on daily purchases and travel, offering a series of benefits that can justify its annual fee for many users.