The American Express Green credit card is your key to a world of possibilities. From the first use, you feel the difference of having a card that not only facilitates your purchases but also transforms the way you enjoy life.
With it, every purchase is an opportunity to accumulate points and live incredible experiences. So, have you ever thought about having a card that accompanies you on trips, at restaurants, in daily shopping, and still gives you unique advantages?
The American Express Green Card is all that and much more. Stick around and discover all the details that make this card an intelligent and stylish choice for those who want more from their credit card. Let’s go?
About the Issuer
American Express, affectionately known as Amex, is one of the most respected and oldest financial institutions in the United States. Founded in 1850, it is famous for its premium financial services and first-class customer service.
With a wide range of credit and charge cards, Amex is known for its generous rewards and exclusive benefits, often surpassing those offered by other issuers. Its cards are recognized worldwide, offering security and convenience in all transactions.
Additionally, American Express is frequently praised for its innovation, constantly bringing new advantages and features to its customers. This makes Amex cards a popular choice among those seeking more than just a simple credit card.
Benefits
Earning Points: The Amex Green offers 3 points per dollar spent on restaurants, travel, and transit. This includes everything from dining at restaurants to airfare and car rentals, making it ideal for those who spend in these categories.
Travel Credits: Receive up to $189 in annual credits for CLEAR Plus membership, which speeds up your airport security process. Additionally, you get up to $100 in LoungeBuddy credits for airport lounge access.
Travel and Purchase Protections: The card offers baggage insurance, car rental loss and damage insurance, trip delay insurance, purchase protection, and extended warranty. And there are no foreign transaction fees, which is a great bonus for international travelers.
Exclusive Offers and Discounts: With Amex Offers, you can access discounts and bonuses at various stores and services, potentially saving hundreds of dollars a year.
Payment Flexibility: The card allows you to split large purchases into monthly installments with a fixed fee, making it easier to manage your budget without compromising your finances.
Rewards Program: The points accumulated can be transferred to various airline and hotel loyalty programs, such as Delta SkyMiles, Hilton Honors, and Marriott Bonvoy, offering maximum flexibility when redeeming your rewards.
American Express Green – Fees and commissions
The American Express Green has an annual fee of $150, which can be easily offset by the great benefits offered to cardholders. Additionally, there are no fees for international transactions, which is a great benefit for those who travel abroad.
The APR for pay-over-time features ranges between 21.24% and 29.24%, based on your credit profile. The APR for cash advances is 29.99% and may vary based on the market.
There is also the option to use the “Pay Over Time” feature, which allows you to split large purchases with a fixed fee. In case of late payment, a $40 late fee applies, as does the same fee for returned payments.
Card limit
The American Express Green card does not have a predefined credit limit. This means that the limit is flexible and adjusted based on the cardholder’s spending habits and payment capacity.
This flexibility can be beneficial for those with variable expenses throughout the month, allowing for greater financial freedom. Additionally, the limit released after approval is usually high, as it is a premium card.
To have greater flexibility in your limit, it is recommended to maintain a good relationship with American Express by paying your bills by the due date.
Positive points
- NO FOREIGN TRANSACTION FEESIdeal for international travelers, saving on extra fees.
- TRAVEL SERVICE CREDITSCLEAR Plus and LoungeBuddy credits provide significant savings.
- EXCELLENT POINTS PROGRAM3x points in broad categories like travel and dining help accumulate points quickly.
Negative points
- ANNUAL FEEThe $150 annual fee may be a hurdle for some users.
- REQUIREMENTSTo have the card approved, a good credit profile is necessary.
- LACK OF ELITE BENEFITSDoes not offer automatic access to hotel loyalty programs or premium lounges.
How to apply for American Express Green
- Visit the official American Express website;
- Select the Green card from American Express;
- Check out the card’s page and explore everything it has to offer;
- Click on “Apply now”;
- Fill out the application form with your personal and financial information;
- Review the terms and conditions;
- Submit the application and await the credit analysis.
How to contact American Express
To clear any doubts and obtain more information about the American Express Green credit card, just contact American Express at the numbers below:
- 1-800-528-4800
- 1-888-297-1244
The card Green American Express is an excellent choice for consumers who want to maximize their points and enjoy benefits without worries. With payment flexibility and a generous rewards program, it offers a good balance between cost and benefit.
