The American Express Hilton Honors credit card is a completely annual fee-free option that comes with a points accumulation program that will surprise you! And that’s not all, as it also offers global acceptance.
Whether it’s for paying bills or making purchases, this card turns every expense into a rewards opportunity. With the American Express brand, customers can also count on various other benefits.
Curious about how this incredible card can benefit you? Keep reading and discover all the details that make it an excellent choice for your finances and lifestyle enhancement.
About the Issuer
American Express is a renowned financial institution known for its premium credit cards and financial services. Founded in 1850, the company has a long history of innovation and excellence in customer service.
American Express is recognized worldwide for its reliability and the exclusive benefits offered to its customers. The American Express Hilton Honors card is an example of this, combining Amex’s expertise with the advantages of the Hilton Honors program.
With the American Express Hilton Honors, you can expect high-quality service and a superior user experience, making it a very appealing option for those tired of relying solely on the basics.
Benefits
Bonus Points: By becoming a cardholder of the American Express Hilton Honors card, you earn 70,000 Hilton Honors bonus points and a free night reward, simply by spending $2,000 on purchases within the first 6 months (limited-time offer).
Points Accumulation: The Hilton Honors American Express allows you to earn up to 7x Hilton Honors points per dollar spent at Hilton hotels, 5x points at restaurants, supermarkets, and gas stations in the US, and 3x points on all other purchases.
Automatic Silver Status: Upon acquiring the card, you automatically receive Silver status in the Hilton Honors program, ensuring benefits such as the fifth night free on stays paid with points and a 20% bonus on accumulated points.
No Foreign Transaction Fees: One of the great advantages of the American Express Hilton Honors is the absence of foreign transaction fees, making it perfect for those who travel frequently and make international purchases.
Fraud Protection: With the card, you have access to robust fraud protection, ensuring your transactions are secure and monitored 24/7.
Access to Amex Offers: Cardholders have exclusive access to offers and discounts on a wide variety of products and services, from travel and dining to retail stores and much more.
No Annual Fee: The card has no annual fee, allowing you to enjoy all its benefits without additional costs, making card maintenance easier in the long run.
American Express Hilton Honors – Fees and commissions
The American Express Hilton Honors card has no annual fee, which is a great attraction for those looking to maximize rewards without additional costs. However, the variable interest rate ranges from 20.99% to 29.99%, depending on the customer’s credit.
For cash advances, the APR is 29.99 according to the Prime Rate. For late payments, a penalty fee of $40 applies, and the due date will be at least 25 days after the end of each billing period.
Another very positive point about this payment method is that there are no charges for transactions made abroad. This means you can make purchases at millions of virtual or physical establishments that accept the Amex brand without having to bear additional costs.
Card limit
The credit limit for the Hilton Honors card varies according to the applicant’s credit analysis and other financial criteria. Generally, American Express is known for offering competitive credit limits, but they depend heavily on the individual’s credit history.
This card is recommended for those with good to excellent credit, which usually translates to a higher credit limit, providing flexibility and greater purchasing power for customers.
Positive points
- ACCELERATED EARNINGS AT HILTON HOTELS7x points per dollar spent at Hilton properties.
- NO ANNUAL FEENo annual cost to maintain the card.
- AUTOMATIC SILVER STATUSExclusive benefits at no extra cost.
Negative points
- APPROVAL CRITERIARequires a good credit history to be approved.
- LATE PAYMENT FEELate payments incur fees.
- HIGH APRThe APR can be high depending on the customer’s credit profile.
How to apply for American Express Hilton Honors
- Go to the official Hilton Honors card page on the American Express website;
- Check everything it has to offer and then click on “Apply now;
- Enter your personal and financial information in the application form;
- Review all the information and submit the application;
- Find out if you are pre-approved without impacting your credit history;
- If pre-approved, proceed with the official application.
How to contact American Express
For any questions or assistance, you can contact American Express customer support through the channels below:
- 1 800 528 4800 – For those who already have an account;
- 1 888 297 1244 – For those who are not customers but want to get a personal card;
- American Express App – Contact the company via chat.
The American Express Hilton Honors card is an excellent option for those who value stays at Hilton properties and want to accumulate points quickly and efficiently without worrying about annual fees. Don’t waste any more time and apply for yours as soon as possible to start enjoying the benefits!
