With the American Express Hilton Honors Surpass credit card, you can quickly accumulate Hilton Honors points and enjoy various exclusive advantages. It can be used in millions of establishments worldwide and has competitive rates.
Besides being an excellent tool for managing your finances, this credit card provides a series of rewards that can transform your financial experiences, making it a great option for those tired of relying on basic cards.
If you want to start turning your purchases into opportunities to earn more, keep reading! Here we will highlight all the main features of this credit card that is a success among consumers seeking outstanding benefits.
About the Issuer
The American Express Hilton Honors Surpass card is issued by American Express, one of the most respected and trusted financial institutions in the world. American Express is known for offering high-quality financial services and an excellent customer experience.
American Express’s commitment to security and innovation makes its products highly valued in the market. The Hilton Honors Surpass is an example of this, combining cutting-edge technology and attractive benefits.
The network serves customers on a global scale, offering truly differentiated financial solutions that can transform the lifestyle of its holders. This brings great renown to the company, setting it apart from other issuers in the market.
Benefits
Points Accumulation: The card offers rapid points accumulation, with 12x Hilton Honors points for every dollar spent at Hilton hotels, 6x points at restaurants, supermarkets, and gas stations in the US, and 4x points on online purchases in the US. These points can be exchanged for free stays, room upgrades, and other benefits at Hilton properties.
Bonus Points: Earn 130,000 bonus points to use as you wish after spending $3,000 on your credit card within the first 6 months of approval.
Automatic Gold Status: With the Hilton Honors Surpass credit card, you automatically receive Hilton Honors Gold status. This status includes benefits such as free breakfast, room upgrades, late check-out, and executive lounge access at participating hotels. Gold status also offers an 80% bonus on points accumulated on paid stays.
Free Nights: By spending $15,000 on eligible purchases with the card in a year, you earn a free night at any eligible Hilton hotel. This benefit can be used at luxury hotels, making your trips even more rewarding.
Annual Credits: Cardholders can obtain up to $200 in Hilton credits annually, divided into four quarterly credits of $50 each, to be used on purchases directly at Hilton hotels. These credits can cover expenses such as meals and services, helping to offset the card’s annual fee.
No Foreign Transaction Fees: The card does not charge foreign transaction fees, making it ideal for international travel. You can use your Hilton Honors Surpass anywhere in the world without worrying about additional costs.
Emerald Club Executive Status: In addition to benefits related to the Hilton network, the card also offers Executive status in the National Car Rental Emerald Club, which provides access to superior vehicles and exclusive services.
American Express Hilton Honors Surpass Credit Card – Fees and commissions
The card has an annual fee of $150, which is easily offset by the credits and benefits offered. Interest rates vary between 20.99% to 29.99%, depending on the user’s credit.
For cash advances, there is a charge of $10 or 5% of the amount of each transaction, whichever is greater. These fees and charges may be updated by American Express, so for more accurate information, visit the company’s website.
Card limit
The credit limit of the American Express Hilton Honors Surpass credit card is determined based on the individual credit analysis of the applicant. American Express evaluates income, credit history, and other financial factors when defining the limit.
Having a good credit history and a stable income can help obtain a higher credit limit, allowing greater flexibility in the card’s use. After credit card approval, Amex can also increase the limit automatically.
Positive points
- Generous RewardsEarn points quickly in various spending categories.
- Status BenefitsAutomatic Gold status and potential for Diamond status.
- Bonus PointsOffers bonus points for new customers.
Negative points
- Annual FeeThe annual fee of $150 may be high for some users.
- Variable Interest RatesHigh-interest rates may apply for outstanding balances.
- Spending Requirement for Free NightsMust spend $15,000 annually to earn a free night.
How to apply for American Express Hilton Honors Surpass
To acquire your American Express Hilton Honors Surpass credit card, apply as follows:
- Visit the American Express website;
- Look for the Hilton Honors Surpass card;
- Click on “Apply Now“;
- Fill out the form with your information;
- Review the terms and conditions;
- Submit and find out if you are pre-approved without affecting your credit score;
- Submit the official application if pre-approved and wait for the analysis;
- Receive your card;
- Activate the card and start using it.
How to contact American Express
To contact American Express or get more information about the Hilton Honors Surpass card, use the following phone numbers:
- 1-800-528-4800
- 1-888-297-1244
The American Express Hilton Honors Surpass credit card is an excellent option for those who value travel rewards and exclusive benefits. Apply for yours today and transform your purchases with the rewards of the Hilton Honors Surpass!
