Capital One Quicksilver Credit Card

Have you heard of the Capital One Quicksilver credit card? It’s known for its simplicity and efficiency, making it a popular choice among those looking for a practical and hassle-free payment method.

This card not only makes your daily purchases easier but also offers unlimited rewards on all purchases made. Additionally, with the ease of redeeming cashback, you can enjoy your benefits in the way that suits you best.

Keep exploring the details of this card and find out why it’s the right choice for you, potentially making your financial life simpler and more rewarding every day.

About the Issuer

Capital One is one of the largest and most recognized financial institutions in the United States, offering a range of financial products from bank accounts to credit cards. Founded in 1994, the company has stood out for its innovation and ability to adapt its products to customer needs.

The Capital One Quicksilver is part of a line of cards designed for different consumer profiles. The company aims to offer accessible products packed with benefits, without the exorbitant fees common in the market.

With a strong commitment to security, Capital One implements various tools to protect your transactions, making the Quicksilver a safe and reliable choice for your daily purchases.

Benefits

Simple and Unlimited Rewards: With the card, you earn 1.5% cashback on all purchases, without needing to monitor categories or specific dates. This means that every dollar spent returns a benefit, making your daily life more advantageous.

No Annual Fees: One of Quicksilver’s biggest attractions is the absence of an annual fee. You can enjoy all the benefits of the card without worrying about extra costs, maximizing the value of your rewards.

Redemption Flexibility: Quicksilver offers various options for redeeming your rewards. Whether through statement credits, checks, or even purchases on Amazon, you have the freedom to choose the best way to use your cashback.

Introductory Offers: The card also offers an introductory APR of 0% on purchases and balance transfers for 15 months. This provides an interest-free period for major purchases or debt consolidation.

No Foreign Transaction Fees: Ideal for travelers, Quicksilver does not charge fees for transactions made abroad, ensuring you can use your card anywhere in the world without additional costs.

Security and Assistance: The card includes advanced security features, such as fraud alerts and the ability to lock the card via the app. Additionally, the virtual assistant Eno monitors your account and alerts you about suspicious activities.

Exclusive Experiences: Through Capital One Dining and Capital One Entertainment, you get access to exclusive reservations at award-winning restaurants and cultural events, offering unique experiences beyond daily purchases.

Capital One Quicksilver – Fees and commissions

Capital One Quicksilver has no annual fee, which is a significant advantage. Additionally, there are no foreign transaction fees, making it ideal for frequent travelers.

However, after the introductory 0% APR period, the interest rate ranges from 19.99% to 29.99%, depending on your credit score. It’s important to pay the full balance monthly to avoid these high-interest charges.

For cash advances, the bank charges either 5% or $5 per event, whichever is greater. Late payment incurs a $40 penalty.

Card limit

The credit limit of Capital One Quicksilver varies based on your credit score and financial history. Many users report automatic credit limit increases after several months of responsible use.

Capital One’s automatic credit limit review policy helps increase purchasing power over time, also improving your credit score for greater financial market freedom.

Furthermore, by responsibly using the available credit, you can strengthen your financial history, opening doors to better loan and financing opportunities in the future.

How to apply for Capital One Quicksilver credit card

To apply for your card, simply follow these steps:

1. Visit the Capital One website;
2. Go to the Capital One Quicksilver page;
3. Click on “Apply now”;
4. Fill out the form with your personal and financial information;
5. Discover within moments if you are pre-approved;
6. If positive, submit the official application;
7. Await approval.

How to contact Capital One

The Capital One Quicksilver credit card is an excellent option for those looking to accumulate benefits while making payments in a simple and convenient manner. If you want to learn more about it, contact Capital One through the methods below:

• Phone: 1-877-383-4802
• In person: Visit the nearest Capital One branch