The Chase Aer Lingus Signature Credit Card is an excellent choice for those seeking convenience and incredible benefits. With exclusive perks and attractive rewards, it stands out as an ideal partner for your purchases.
Issued under the Visa Signature banner, you can use it at millions of establishments worldwide. That’s not all, as the Visa network also grants a series of additional benefits to make your experience even more complete.
If you want to start relying on a credit card that truly delivers on its promises, keep reading to learn all about this excellent option offered by Chase Bank.
About the Issuer
The Chase Aer Lingus Signature Card is issued by Chase, a renowned financial institution in the United States. Chase is known for its financial products, including credit cards that meet a wide range of consumer needs.
With a solid reputation in the market, Chase offers trust and security to its cardholders. The card is a collaboration between Chase and Aer Lingus, the national airline of Ireland.
Aer Lingus is famous for its transatlantic operations and high-quality services, making this partnership especially advantageous for travelers who frequently cross the Atlantic. By choosing the Chase Aer Lingus Signature Card, you are opting for an experience full of benefits.
Benefits
Avios Points: Earn 3 Avios per dollar spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL; 2 Avios per dollar spent on hotels booked directly; and 1 Avios per dollar on all other purchases​.
Welcome Bonus: Receive 85,000 Avios after spending $5,000 in the first three months. This bonus can be used for free flights, upgrades, and more.
Companion Ticket: Spend $30,000 in one year and earn a companion ticket for a round-trip flight between the US and Ireland.
Priority Boarding: Benefit from priority boarding on Aer Lingus flights to and from the US.
No Foreign Transaction Fees: Use your card anywhere in the world without additional fees, ideal for frequent travelers.
Purchase Protection and Extended Warranty: Protection for new purchases against damage or theft for 120 days and an extension of the manufacturer’s warranty by one year​.
DoorDash Benefits: Free 12-month DashPass subscription with free deliveries on orders over $12, if activated by December 31, 2024​.
Car Rental Coverage: Coverage against theft and damage to rental cars, providing peace of mind during your travels.
Baggage Delay and Lost Luggage Reimbursement: Reimbursement of up to $100 per day for three days for essential purchases when your baggage is delayed for more than six hours; reimbursement of up to $3,000 for lost or damaged baggage.
Chase Aer Lingus Signature – Fees and commissions
The Chase Aer Lingus Signature card has an annual fee of $95, which is offset by the benefits offered. There are no foreign transaction fees, which is a great advantage for those who frequently travel outside the U.S.
Interest rates vary between 21.49% and 28.49%, depending on your credit score. It’s important to be aware of these rates to avoid unpleasant surprises and plan your finances accordingly.
In the event of late payment of the invoice, a fee of $40 per incident will be charged, and for balance transfers, the fee is 5% or $5 of the amount of each transfer made, whichever is greater. To learn more about these fees, visit the official Chase Bank website.
Card limit
The credit limit for this card varies depending on the applicant’s credit profile. To obtain a higher limit, it is essential to maintain a good credit score and a positive financial history, as these are key factors considered.
The bank considers various factors, including income, credit history, and existing debts, before setting the credit limit. Maintaining responsible credit use can help increase the limit over time, offering more flexibility for your expenses and travels.
Overall, the credit limit granted to Chase Aer Lingus Signature card customers is satisfactory and can increase over time, which is very positive for new clients looking to simplify their finances.
Positive points
- FAST AVIOS EARNINGEarn 3 Avios per dollar spent on Aer Lingus, British Airways, and Iberia flights.
- WIDE ACCEPTANCEThe card is accepted in over 200 countries.
- NO FOREIGN TRANSACTION FEESShop abroad without additional fees.
Negative points
- ANNUAL FEE$95, which may be a downside for some users.
- APPROVAL REQUIREMENTSGood credit profile required for approval.
- HIGH INTEREST RATESInterest rates ranging from 21.49% to 28.49%, which can be high for some users.
How to apply for Chase Aer Lingus Signature
To apply for the Aer Lingus Visa Signature card, follow these steps:
- Visit the official Chase website;
- Search for the Chase Aer Lingus Signature Card;
- Read all it can offer you;
- Click on “Apply Now”;
- Fill out the form with your personal and financial information;
- Submit the application and wait for approval.
How to contact Chase Bank
For more information or assistance, you can contact Chase customer service through the following means:
- Phone: Call the customer service number 1-800-935-9935
- Online: Access the official Chase website and use the online chat or send a secure message through your account
- Physical Branches: Visit a nearby Chase branch for personal service.
With the Chase Aer Lingus Signature card, your purchases become not only more rewarding but also more secure and comfortable. Evaluate your needs and make the most of the benefits this card has to offer.
