The Citi AAdvantage Platinum credit card is a fantastic choice for maximizing your daily purchases. With it, every transaction in various categories earns miles for you to use as you wish!
And there’s more: international acceptance, Contactless technology, and a complete app to manage your expenses wherever and whenever you want. This makes this card a very comprehensive and convenient option for consumers.
So, if you’re curious about how it can transform your financial experience and even save you money, keep reading and discover all the details, including how to apply today!
About the Issuer
The Citi AAdvantage Platinum Select card is issued by Citi, one of the world’s largest financial institutions. With a long history of excellence in the banking sector, Citi is known for its innovative financial products and high-quality services.
This specific card is co-branded with American Airlines, one of the largest global airlines, ensuring that you have access to exclusive benefits when flying with AA.
American Airlines, in turn, is a renowned airline offering flights to destinations around the world. With the Citi AAdvantage card, you can further enhance your experiences by earning miles and exclusive benefits that make every transaction more comfortable and economical.
Benefits
Miles on Everyday Purchases: With the Citi AAdvantage Platinum Select, you earn 2 miles for every dollar spent on dining, gas stations, and eligible American Airlines purchases. This means that in addition to earning miles on your travels, you accumulate points on your daily expenses, making every purchase an opportunity to get closer to your next destination.
Free Checked Bag: One of the greatest benefits of this card is the first free checked bag on domestic flights with American Airlines. This advantage extends to you and up to four travel companions on the same reservation, providing significant savings on your travels.
Priority Boarding: With priority boarding, you can board the plane before other passengers, ensuring space for your carry-on baggage and allowing you to settle in more comfortably. This benefit is ideal for those who value comfort and convenience while traveling.
In-Flight Discounts: By using your card to purchase food and beverages during the flight, you receive a 25% discount. This makes onboard purchases more affordable and helps save money while you enjoy your journey.
No Foreign Transaction Fees: Traveling abroad with this card is even more convenient as it does not charge foreign transaction fees. This means you can use your card freely anywhere in the world without additional concerns.
Sign-Up Bonus: By signing up for the Citi AAdvantage Platinum credit card and spending a specific amount within the first few months, you can earn a large amount of bonus miles. This could be enough for a free domestic flight or at least cover a significant part of the cost of an international ticket.
Loyalty Points: In addition to miles, you also earn 1 loyalty point for every eligible mile accumulated on purchases. These points can help you achieve elite status in the American Airlines AAdvantage program, providing even more benefits for your future travels.
Citi AAdvantage Platinum – Fees and commissions
The Citi AAdvantage Platinum has an annual fee of $99, which is waived for the first year. There are no foreign transaction fees, which is a significant benefit for those who frequently travel abroad.
However, it’s important to be aware of the interest rates: the APR ranges from 21.24% to 29.99%, depending on the user’s credit score. There is also a cash advance fee of 5% or $10 of the amount, whichever is higher, and a late payment fee of up to $40.
The balance transfer fee is $5 or 5% of the amount of each transfer, whichever is greater. You can receive more information about the fees and commissions after applying for the credit card.
Card limit
The credit limit of the Citi AAdvantage Platinum varies according to the applicant’s profile. Typically, the initial limit can be quite high for individuals with an excellent credit history and high income.
This card is not known for offering extremely high limits, but it still provides a considerable limit for those with good financial qualifications, as long as they meet the basic application requirements.
If you want access to an efficient payment method with a credit limit that gives you the freedom you deserve, this is one of the best options available in the financial market.
Positive points
- MILES ON EVERYDAY PURCHASESAccumulate miles on everyday purchases, not just on airline tickets.
- FLIGHT BENEFITSFree checked bags and priority boarding.
- NO ANNUAL FEE FOR THE FIRST YEARSave on the annual fee for the first year.
Negative points
- ANNUAL FEEThe $99 fee can be a drawback after the first year.
- HIGH APRVariable interest rates that can be high depending on your credit.
- ELIGIBILITYRequires a good credit history for approval.
How to apply for Citi AAdvantage Platinum
To apply for the Citi AAdvantage Platinum, follow these steps:
- Visit the official Citi website;
- Go to the Citi AAdvantage Platinum page;
- Click on “Apply now”;
- Fill out the application form with your personal and financial information, including full name, date of birth, address, income, and more;
- Submit the application and wait for a response, which usually arrives in a few days.
How to contact Citi Bank
To contact Citi and obtain more information about the Citi AAdvantage Platinum credit card, use one of the methods below:
- General Support: 1-800-950-5114
- Spanish Support: 1-800-947-9100
- Visit a Citi branch for in-person assistance
With so many exclusive benefits, the Citi AAdvantage Platinum stands out as an excellent option for frequent consumers who want to maximize their mile earnings and enjoy a range of exclusive perks. Apply now and start using it to earn bonus miles!
