The Citi Custom Cash credit card offers 5% cashback in the category where you spend the most each billing cycle. This is a significant advantage, as each customer accumulates rewards in a personalized manner.
The advantages don’t stop there, as new customers can earn $200 in bonus cashback and there’s no need to worry about an annual fee, as this fee is entirely waived in the card contract.
If you want to start accumulating rewards through a functional, secure, and economical credit card, keep following our content below and discover much more about this option offered by Citi.
About the Issuer
The Citi Custom Cash is issued by Citibank, one of the largest and most respected financial institutions in the world. With extensive experience in the credit card market, Citibank offers a wide range of financial products tailored to consumers’ needs.
Citibank is known for its innovation and commitment to customers, offering financial solutions that make life easier for millions of people. The company has a strong global presence, serving customers in over 160 countries and jurisdictions.
By choosing a card issued by Citibank, you are opting for security, reliability, and high-quality customer service, which makes a significant difference in your financial routine.
Benefits
Adaptable Cashback: The Citi Custom Cash offers 5% cashback in the category where you spend the most each billing cycle, up to a limit of $500 per month. After reaching this limit, you still earn 1% cashback on all other purchases.
No Annual Fee: This card has no annual fee, allowing you to enjoy the benefits without additional costs.
Welcome Offers: Earn $200 cashback after spending $1,500 in the first six months of account opening, a great way to start using your card.
Introductory APR: Enjoy 0% APR on balance transfers and purchases for the first 15 months.
Wide Acceptance Network: Use the Citi Custom Cash at millions of establishments worldwide, making the most of its benefits.
Travel Earnings: Earn an additional 4% cashback on car rentals and attractions booked through the Citi Travel portal.
Flexible Categories: Cashback categories include restaurants, gas stations, supermarkets, travel, streaming services, drugstores, home improvement stores, gyms, and live entertainment.
No Minimums for Redemption: There are no minimums to redeem your points, providing total flexibility in using your rewards.
Varied Redemption Options: ThankYou points can be redeemed for cashback, gift cards, travel, and purchases at selected partners.
Citi Custom Cash Credit Card – Fees and commissions
The Citi Custom Cash has no annual fee, making financial management easier without additional concerns. However, interest rates vary between 19.24% and 29.24% after the 15-month introductory period with 0% APR.
For transactions outside the country, there is a 3% fee per event. It is worth noting that Citi can update the rates and charges for this card, so to check current data, visit the institution’s official website.
Card limit
The credit limit of the Citi Custom Cash varies according to the applicant’s profile and credit score. Generally, limits are determined based on the credit analysis conducted by the issuing bank.
This card is an excellent option for those seeking flexibility and attractive rewards in their monthly expenses. By using it responsibly, you can achieve automatic limit increases.
Positive points
- High Flexible Reward5% cashback in the highest spending category.
- No Annual FeeEnjoy all the benefits without additional costs.
- Welcome OfferEarn $200 cashback in the first six months.
Negative points
- Cashback LimitThe 5% is limited to $500 in spending per month.
- High APRThe interest rate can be high after the introductory period.
- Fees for foreign transactionsThere is a 3% charge for transactions made outside the country.
How to apply for Citi Custom Cash
To start accumulating personalized rewards with the Citi Custom Cash credit card, just apply for it:
- Visit the official Citibank website;
- Click on the credit card section and select Citi Custom Cash;
- Click the “Apply now” button;
- Fill out the application form with your personal and financial information;
- Review the terms and conditions and submit your application;
- Wait for credit analysis and approval;
- After approval, you will receive your card.
How to contact Citibank
For more information or assistance:
- Phone: 1-800-505-1675
- In Person: Visit a Citi branch.
Choose the Citi Custom Cash credit card and enjoy flexibility and rewards tailored to your spending habits. Apply now and maximize your benefits!
