With the Citi Rewards+ credit card, you have the freedom to shop anywhere in the world through the Mastercard network and still accumulate points on all transactions, which can be redeemed for incredible rewards.
Another strong point about this card is that it has no annual fee. Thus, its clients can enjoy all the benefits without worrying about abusive additional costs.
Interested in learning more about how the card can optimize your purchases? Keep reading and discover all the advantages and details of this incredible card, which will elevate your finances to a new level!
About the Issuer
The Citi Rewards+ is issued by Citibank, one of the largest financial institutions in the world. Citibank, with over 200 years of history, offers a wide range of financial services, including checking accounts, loans, and credit cards.
The solidity and reliability of Citibank ensure that Citi Rewards+ cardholders have access to high-quality service and comprehensive support. The bank is known for its commitment to security and customer satisfaction.
Additionally, Citibank is constantly innovating and improving its products to meet customer needs, making the Citi Rewards+ a modern and efficient option for those seeking a credit card with real advantages.
Benefits
Points Rounding: The Citi Rewards+ card rounds all accumulated points to the nearest 10, ensuring you always earn more with each purchase. This means that even small purchases result in additional points, enhancing your rewards simply and automatically.
Points at Supermarkets and Gas Stations: Earn 2 points per dollar spent at supermarkets and gas stations, up to $6,000 per year, and 1 point per dollar on all other purchases. This benefit is ideal for those who make many purchases at these types of establishments, maximizing the return on common everyday expenses.
10% Points Back: Receive 10% of your points back on each redemption, up to 100,000 points per year, further increasing your rewards. For example, if you redeem 10,000 points, you will receive 1,000 points back, making this benefit extremely valuable for frequent point redeemers.
No Annual Fee: Enjoy all the advantages of the Citi Rewards+ credit card without the need to pay an annual fee. The annual fee waiver makes this card accessible and economical, allowing you to enjoy all its benefits at no additional cost.
Access to Citi Entertainment: Get exclusive access to events, concerts, and special experiences with Citi Entertainment. This benefit offers the opportunity to purchase advance tickets and unique experiences at various events, adding even more value to your card.
Citi Rewards+ Credit Card – Fees and commissions
The Citi Rewards+ credit card has no annual fee, making it an economical option for those looking to maximize their rewards. However, it is important to note that it has a foreign transaction fee of 3%, which can be a downside for frequent travelers.
There is also an introductory 0% fee for 15 months from account opening. After the introductory period, the variable APR will be between 18.74% and 28.27%, based on the customer’s credit profile.
Fees and commissions may vary, so it is always advisable to check the latest information directly on Citibank’s website to ensure you are aware of any changes.
Card limit
The credit limit for the Citi Rewards+ card is determined based on the applicant’s credit analysis. Factors such as credit history, income, and other financial criteria are considered by Citibank in determining the limit. This ensures that the assigned limit is suitable for each customer’s financial profile.
Citibank offers the possibility of periodic credit limit reviews, allowing adjustments as necessary to meet cardholders’ needs.
Positive points
- Points RoundingEarn more points on each purchase, thanks to rounding to the nearest 10.
- No Annual FeeSave with the annual fee waiver, enjoying all benefits at no additional cost.
- 10% Points BackIncrease your rewards with 10% points back on each redemption.
Negative points
- Foreign Transaction FeeThe 3% fee for foreign transactions can be inconvenient for frequent travelers.
- Earnings Limit at Supermarkets and Gas StationsDouble earnings are limited to $6,000 per year.
- Limitations on Points TransfersSome point transfer options may not be available to all users.
How to apply for Citi Rewards+
To apply for the Citi Rewards+ card, follow the steps below:
- Visit the official Citibank website;
- Navigate to the credit cards section and select Citi Rewards+;
- Click “Apply Now” to start the application process;
- Fill out the application form with your personal and financial information;
- Review your information and submit the application;
- Wait for the credit analysis and Citibank’s response;
- If approved, receive your Citi Rewards+ card by mail;
- Activate the card and start using it to accumulate points.
How to contact Citibank
To contact Citibank about the Citi Rewards+ credit card, you can use the following methods:
- Phone: 1-800-505-1675
- Branch: Visit the nearest branch for in-person assistance
The Citi Rewards+ credit card offers a unique combination of benefits. Don’t miss the opportunity to turn your purchases into real rewards – apply for your Citi Rewards+ now and start enjoying all the advantages!
