Credit One Platinum Credit Card

Tired of the huge bureaucracy applied in the traditional credit card application process? Then the Credit One Platinum credit card may be the perfect solution for your financial life.

It was developed especially for people who do not have a good credit history but wish for the freedom to make purchases without complications through a reliable payment method.

Additionally, this card offers an excellent cashback program, which sets it apart from many competitors. Keep reading to learn in detail about the benefits offered and see how to apply for your Credit One Platinum!

About the Issuer

The Credit One Platinum card is issued by Credit One Bank, a financial institution known for offering accessible credit products to consumers with various credit score levels.

With a focus on helping customers improve their credit, Credit One Bank offers a variety of credit cards designed for different needs and financial profiles.

Credit One Bank stands out for its periodic credit review policies, which can result in automatic credit limit increases for users who demonstrate good financial behavior.

Benefits

1% Cashback: Cardholders receive 1% cashback on eligible purchases, such as gas, groceries, internet services, mobile phone, cable TV, and satellite TV.

Automatic Credit Limit Increases: Responsible financial behavior can lead to automatic credit limit increases, helping to improve credit utilization and credit score.

Credit Monitoring: Cardholders have free access to their credit score online, allowing for easy credit monitoring and management.

$0 Fraud Liability: Fraud protection ensures that you will not be held responsible for unauthorized transactions.

24/7 Roadside Assistance: Roadside assistance service available at any time.

Rental Car Collision Insurance: Collision damage coverage on rental vehicles, providing extra security during trips.

Accessible for Consumers with Fair Credit: Unlike many credit cards for poor credit, the Credit One Platinum Visa does not require a security deposit, making it more accessible for consumers looking to improve their credit.

10% Cashback at Selected Partners: Cardholders can earn up to 10% cashback on purchases made with selected partners through the More Cash Back Rewards program.

Secure Online Access: Allows users to monitor transactions and manage accounts securely and conveniently.

Continental Finance Reflex Credit Card – Fees and commissions

The Credit One Platinum credit card has an annual fee of $75 in the first year, and from the second year, the fee is $99. The variable APR rate is 29.74%. Additionally, there is a cash advance fee of $5 or 8% of the amount, whichever is greater, and a foreign transaction fee of 3% or $1, whichever is greater.

It is important to note that fees and charges are subject to change by the issuing bank, so it is recommended to check the updated information on the Credit One website before applying.

Card limit

The initial credit limit of the card is generally low, which is common for cards intended to rebuild credit.

However, with responsible use and timely payments, cardholders can qualify for automatic credit limit increases, which can help improve credit utilization and credit score over time.

How to apply for Continental Finance Reflex

1. Access the Credit One Bank website;
2. Click on “See If You Pre-Qualify“;
3. Fill out the form with your personal information;
4. Submit the application and wait for the response;
5. If approved, you will receive the card by mail;
6. Activate the card through the website or phone;
7. Start using your card and enjoy the benefits.

How to contact Capital One

To contact Credit One Bank customer service:

• 1-877-825-3242
• 1-702-405-2042

The Credit One Platinum credit card can be a valuable tool for building credit. Apply for yours now and start accumulating cashback in a simplified way!