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Discover It Chrome Credit Card

flavia rozinholli
July 31, 2024

The Discover It Chrome credit card is an excellent choice for those looking for a card with practical benefits and no complications. With it, you can earn cashback on daily purchases, and there is no annual fee.

In addition to attractive rewards, this card stands out for offering a cashback match in the first year. This provides a significant advantage for new users who want to make the most of their spending.

Keep reading to discover all the advantages and features that make this payment method an excellent option for your daily financial needs.

About the Issuer

The Discover It Chrome is issued by Discover Bank, a renowned financial institution in the U.S. The bank is known for its high-quality customer service and innovative financial products.

Discover stands out in the market for its robust security practices and offers free monitoring of personal data. Additionally, the bank offers free access to the FICO credit score, helping customers maintain good control of their financial health.

Choosing a card issued by Discover Bank means opting for an institution that values the security and satisfaction of its customers, ensuring a smooth and secure experience.

Benefits

Cashback on Fuel and Restaurants: Earn 2% cashback at gas stations and restaurants, limited to $1,000 in combined purchases per quarter. This is especially advantageous for those who regularly spend in these categories, maximizing the financial return on their daily expenses.

Cashback on All Purchases: Receive 1% cashback on all other purchases, with no value limits. This simple and straightforward structure allows users to easily accumulate rewards on all their daily transactions.

Cashback Match in the First Year: In the first year, Discover matches all the cashback accumulated, doubling your rewards. This means that every dollar earned in cashback will be matched, providing a significant benefit for new cardholders.

No Annual Fee: Enjoy all the benefits of the card without paying an annual fee. The absence of an annual fee makes the Discover It Chrome credit card an economical and accessible option for all users.

Intro APR for Balance Transfers: Enjoy 0% APR on balance transfers for 15 months, ideal for consolidating existing debts. This benefit allows users to manage their finances without accumulating additional interest in the short term.

Intro APR for Purchases: Enjoy 0% APR on purchases for six months, perfect for large acquisitions without initial interest. This offers financial flexibility and helps manage large expenses efficiently.

Discover It Chrome Credit Card- Fees and commissions

The Discover It Chrome credit card does not charge an annual fee, making it an economical option for users. The introductory APR is 0% for purchases in the first six months and 0% for balance transfers in the first 15 months. After this period, the APR ranges between 18.24% and 28.24%, depending on your credit score.

It is important to note that fees and charges may change without prior notice by the card issuer. Therefore, always check the updated terms and conditions when applying for the card.

Card limit

The credit limit of the Discover It Chrome is determined based on the applicant’s credit analysis. Factors such as credit history, income, and other financial obligations are considered.

Discover is known for being flexible with credit limits, adjusting them according to the user’s needs and financial behavior. This provides a margin of security and convenience for managing your finances.

Positive points

Attractive Cashback
2% on essential expenses.
No Annual Fee
Guaranteed savings.
Security
Free data monitoring.

Negative points

Cashback Limit
$1,000 quarterly in 2% categories.
International Acceptance
Limited outside the U.S.
Limited Rewards
Other cashback options may be more advantageous.

How to apply for Discover It Chrome

Follow the steps below to apply for your Discover It Chrome credit card:

Access the official Discover website;
Click “Apply Now” on the Discover It Chrome card page;
Fill out the form with your personal information;
Provide income and employment details;
Review the terms and conditions;
Submit your application;
Wait for credit analysis;
Receive your card by mail.

You will be redirected to the card website

How to contact Discover

To contact Discover, use the following channels:

1-800-347-2683
1-877-587-1605

The Discover It Chrome is an excellent choice for those looking for a credit card with good rewards and no complications. Take advantage of the benefits and simplicity this card offers. Apply now and start maximizing your rewards today!