The Discover it Miles credit card is the credit card that will make all your purchases worth more. With it, you can make transactions worldwide and still accumulate 1.5 miles that never expire.
With a transparent and accessible rewards program, it’s easy to understand and make the most of each benefit offered. Another highlight is that there is no annual fee, meaning you enjoy all the benefits without additional charges.
If you want to start turning every transaction into an opportunity to earn miles efficiently, this card is an excellent choice. Keep reading to learn more about the benefits and how to apply for yours!
About the Issuer
Discover is a financial institution recognized for its innovation and commitment to customers. Since its foundation, it has stood out by offering financial products that combine simplicity and value.
With the Discover it Miles credit card, the company maintains its commitment to providing financial solutions that truly make a difference in the lives of its customers. Additionally, Discover is known for its excellent customer service, available 24 hours a day, 7 days a week, with agents based in the United States.
Discover prides itself on its robust security policy, which includes the ability to easily block and unblock the card in case of loss or theft.
Benefits
Consistent Mile Earning: The card offers 1.5 miles for every dollar spent on all purchases, regardless of category. This simple structure eliminates the need to manage spending categories to maximize rewards, making mile accumulation easier.
First-Year Mile Match: One of the biggest attractions of Discover it Miles is the “Mile Match” program. At the end of the first year, Discover matches all miles accumulated by the cardholder, effectively doubling the value of rewards at no additional cost. For example, if you earn 30,000 miles in the first year, Discover will add another 30,000 miles.
Flexible Redemption: Although the card has “Miles” in its name, the accumulated miles can be redeemed in various ways. You can use them for travel credit, bank deposits, or statement credits, with a value of 1 cent per mile. This offers significant flexibility for using the rewards.
No Foreign Transaction Fees: The Discover it Miles card does not charge foreign transaction fees, which is a big advantage for those who travel internationally. This can result in significant savings when making purchases in foreign currencies.
Annual Wi-Fi Credit: Discover it Miles cardholders receive an annual credit of $30 for in-flight Wi-Fi. This is ideal for those who need to stay connected during flights.
No Annual Fee: The card does not charge an annual fee, making it an economical and accessible option for all types of users. This is a significant advantage, especially compared to other travel cards that may have high annual fees.
0% Introductory APR: The card offers a 0% introductory APR for 15 months on purchases and balance transfers.
Advanced Security Tools: The card includes various security tools, such as the ability to block and unblock the card through the mobile app, and a zero-liability policy for fraudulent transactions.
24/7 Customer Service: Discover is known for its excellent customer service, available 24 hours a day, 7 days a week. This ensures that cardholders can get assistance at any time, regardless of the situation.
Discover It Chrome Credit Card – Fees and commissions
The Discover it Miles credit card does not charge an annual fee, making it an accessible option for all types of travelers. The APR rates range from 18.24% to 28.24%, with an introductory rate of 0% for 15 months on purchases and balance transfers.
Additionally, balance transfer fees are 3% during the introductory period, increasing to 5% afterward. It’s worth noting that fees are subject to change by the issuing bank.
Card limit
The credit limit of the Discover it Miles card varies based on the applicant’s credit analysis, offering a wide range of options to meet different financial needs.
This process ensures that the assigned limit is suitable for the user’s credit profile, promoting responsible card use. Using the card responsibly after approval also makes you eligible for automatic credit limit increases.
Positive points
- Simple RewardsEarn 1.5 miles per dollar spent on all purchases.
- No Annual FeeSave with the absence of an annual fee.
- Flexible RedemptionVarious options for redeeming miles.
Negative points
- No Bonus CategoriesDoes not offer extra rewards in specific categories.
- Few Premium BenefitsLacks advantages for frequent travelers.
- EligibilityRequires a good credit profile to be approved.
How to apply for Discover It Chrome
To start enjoying everything the Discover it Miles credit card can offer, first apply:
- Go to the Discover website;
- Select Discover it Miles in the credit card section;
- Click on “Apply Now“;
- Fill out the form with the information requested by Discover Bank;
- Submit the necessary documents;
- Wait for the credit analysis;
- Receive the card at your address;
- Activate the card;
- Start using it and accumulating miles!
How to contact Discover
To contact Discover about the Discover it Miles card:
- 1-800-347-2683
- 1-877-587-1605
Don’t miss the opportunity to turn your daily purchases into miles and enjoy all the benefits offered. Apply for your Discover it Miles credit card today and start accumulating miles that never expire!
