Velenox is not a banking institution and therefore we do not offer credit cards or loans. In fact, we offer information on the financial products that best suit you, and the Velenox team is ready to serve you in the best possible way, so daily emails are sent with content that matches your interest.

How do we ensure the accuracy of our website?

Velenox analyzes financial products using official sources such as websites and blogs of institutions. Our goal is to provide calm and simple information, without pretending to mislead our user, we always recommend the official website to make the request, ensuring the security of your data, our community is everywhere, our information is free and quality, our team will always be ready to help you. We do not charge for our services and we have no links with financial institutions. We are here to make your financial life easier and better, count on us!

How is the information passed to Velenox treated?

All information you provide on the Velenox portal is stored using rigorous security protocols and international standards. This includes encryption of data from the moment you enter it into your browser, all the way through to its storage on our servers. In addition, all of this is actively audited and monitored to prevent any unauthorized access attempts or other threats. In addition, we strictly comply with the provisions of the Personal Data Protection Act (PDPA).

Is it free to use Velenox services and tools?

Yes! All recommendations are distributed free of charge, Velenox does not contain any paid content, we are just an information service.

Why is Velenox requesting my name and email address?"

We want our readers to be aware of all the financial recommendations, it is very important that you are connected to our system to be always up to date with the best financial advice.

Wells Fargo Active Cash Credit Card

flavia rozinholli
June 20, 2024

Want to know everything about the Wells Fargo Active Cash card? This card is a great option for those seeking simplicity and efficiency. Offering a 2% return on all purchases, it is ideal for those who like hassle-free rewards.

Additionally, with this card, you don’t have to worry about annual fees. Yes, you read that right! Zero annual fees, plus the advantage of a welcome bonus that can surprise you.

Curious to know more? Keep reading and discover all the details that make this card a smart choice for your daily life, providing more security and convenience in all transactions.

About the Issuer

Wells Fargo is a renowned financial institution with a rich and long history, serving millions of customers around the world. Founded in 1852, the company has evolved to offer a diverse range of financial products.

Today, Wells Fargo stands out for its innovation and commitment to the customer. With various credit products, they seek to facilitate the financial life of their users, always with a touch of security and trust.

If you are looking for a solid financial partner, Wells Fargo is certainly an option to consider, especially with the Active Cash Card, which combines tradition and modernity in an exemplary manner.

Benefits

Welcome Bonus: With the Wells Fargo Active Cash, you can earn a $200 bonus after spending $500 in the first three months. It’s an incredible incentive that can give a good boost to your finances.

2% Cashback: The main attraction of this card is the 2% cashback on all purchases. This means that for every dollar spent, you get 2 cents back, with no limits or specific categories.

No Annual Fees: Forget about worries with annual fees. The Wells Fargo Active Cash offers all its benefits without charging anything extra for it, making it a very economical option.

Cell Phone Protection: By paying your cell phone bill with the Active Cash, you receive coverage of up to $600 against damage or theft. It’s an extra layer of security for one of your most valuable possessions.

Flexibility in Redemption Options: You can redeem your rewards as a statement credit, direct deposit to Wells Fargo accounts, withdrawal at Wells Fargo ATMs, or even as a paper check.

0% Introductory APR: Enjoy 0% APR on purchases and balance transfers for the first 15 months. After this period, the variable rate will be between 20.24% and 29.99%, depending on your credit.

Visa Signature Benefits: With the Active Cash, you have access to exclusive Visa Signature benefits such as concierge services, luxury hotel offers, and much more.

Wells Fargo Active Cash – Fees and commissions

The Wells Fargo Active Cash has no annual fee, but there is a fee of 3% (or $5, whichever is greater) for balance transfers made in the first 120 days, which then increases to 5% after the promotional period ends.

For foreign transactions, the fee is 3%, which can be a downside for frequent travelers. The introductory APR of 0% is valid for 15 months and after this period, the APR starts at 20.24%, 25.24%, or 29.99%, depending on your credit evaluation.

Card limit

The credit limits for the Wells Fargo Active Cash vary based on the applicant’s credit evaluation. Factors such as credit history, income, and other debts influence the limit approved by the bank.

Many users report that the initial limit is competitive but can be adjusted over time based on usage and payment history. Therefore, it is always recommended to pay bills on time and maintain a good relationship with Wells Fargo.

Positive points

CASHBACK
Earn 2% cashback on all purchases, without complications.
NO ANNUAL FEE
Save with the absence of an annual fee.
CELL PHONE PROTECTION
Coverage against cell phone theft or damage.

Negative points

FOREIGN TRANSACTION FEE
A 3% charge for international purchases.
NO BONUS CATEGORIES
No opportunities for extra earnings in specific categories.
LIMITED REWARDS
No flexible points program for travel or other experiences.

How to apply for Wells Fargo Active Cash

Go to the Wells Fargo Active Cash page;
View all the card details and then click the “Apply now” button;
Enter your personal and financial information in the blank fields;
Review the details and click “Submit”;
The bank will review your application and, if approved, will send the card to your address.

You will be redirected to the card website

How to contact Wells Fargo

To clarify any questions about this credit card, simply contact Wells Fargo through one of the following channels:

Phone: 1-800-967-9521
Website: Check the Wells Fargo official website and see the frequently asked questions;
In-Person: Visit a bank branch.

The Wells Fargo Active Cash credit card is ideal for those seeking simplicity and direct cashback returns. With an introductory APR offer, cell phone protection, and no annual fee, it stands out among competitors. If you want to maximize your daily rewards without complications, consider applying for this card today and enjoy all its benefits!